Apply for Medicare in Salt Lake City, UT
Also Serving Provo & Sandy, UT
Medicare gives Americans age 65+ and younger people with disabilities an important safety net. It’s the nation’s largest health insurance program, yet most people don’t know what Medicare covers or what it costs.
- Medicare doesn’t cover everything. It was never intended to cover all of your medical expenses.
- Medicare isn’t free. While most people don’t pay a premium for Part A, there are other costs of which you need to be aware.
- Medicare isn’t simple. Medicare benefits are offered in different ways. You have the choice to receive your benefits straight from the government or through private insurance plans.
Please view the short Medicare Made Clear video on our Home page to get a better understanding of how Medicare works or contact us.
A Medicare Supplement (Medigap) policy is private insurance that supplements, or helps pay for some of the costs that Medicare doesn’t pay for. We offer Medicare Supplement policies through Regence BlueCross BlueShield of Utah, Humana, and UnitedHealthcare. There are many different plans available that offer a different set of benefits with varying prices.
Medicare Advantage – Part C
Medicare Advantage plans offer an option to traditional Medicare with a Medicare Supplement. Medicare Advantage plans are offered by private insurance carriers. We offer Medicare Advantage plans from the following companies: Regence BlueCross BlueShield of Utah, Humana, Altius Advantra, Aetna Medicare, SelectHealth Advantage, and Medicare Complete by UnitedHealthcare.
Anyone who resides in a plan’s service area (select Utah counties) and is enrolled in Medicare Parts A and B may apply. Medicare Advantage plans offer an alternative to original Medicare that uses private insurance companies. The lower premiums and additional benefits often make these plans very appealing. Medicare Advantage plans are are required to offer as good as, or better coverage than original Medicare. Please contact us if you would like more information.
Medicare Part D Prescription Drug
Medicare Part D helps make prescription medicines affordable. Once you are entitled to Medicare Part A or enrolled in Part B, you can also enroll in a Medicare Part D plan. You can add a stand-alone Part D plan to Original Medicare benefits or Original Medicare plus a Medicare Supplement plan. If you choose to enroll in a Medicare Advantage plan and want Part D coverage, you will be required to get the Part D benefits offered with that Medicare Advantage plan in most cases.
Medicare Part D penalty
If you don’t choose a Medicare Part D plan when you are eligible, and don’t have other creditable drug coverage, there will be a penalty for every month you could have enrolled but didn’t. This penalty is only assessed if you choose to enroll in a Medicare Part D plan at a later time. This penalty will continue until you are no longer on a Medicare Part D plan.